Reverse Mortgage Steps

Counseling is required from an independent thirdparty, HUD-approved counseling agency, for all reverse mortgage borrowers.

How It Works

A reverse mortgage allows you to draw from the value in your home without having to sell it.

A “reversal” of a conventional mortgage where you would pay monthly principal and interest payments, a reverse mortgage is a loan that may allow you to receive monthly payments.

A reverse mortgage allows you to draw from the value in your home without having to sell it.

Reverse Mortgage Informational Videos

How Reverse Mortgages Work

Top 10 Reverse Mortgage Questions
Top 10 Reverse Mortgage Questions
Top 10 Reverse Mortgage Questions

About Island Reverse Mortgage

Island Reverse Mortgage was founded by Daryn Ogino and Chris Freck. With over 20 years combined of mortgage planning experience, Island Reverse Mortgage is able to handle a wide range of needs for their Reverse Mortgage clients.

Island Reverse Mortgage takes an educational approach to each conversation so every client gets all the information they need to make an educated decision for long term sustainability. Daryn, Chris and their families volunteer weekly in their local communities.

Daryn Ogino

Co-Founder NMLS #278557

Daryn Ogino is the co-founder of Island Reverse Mortgage and is the owner of several other successful companies including Smart Money Inc. With over 15 years of mortgage experience, he has the experience necessary to handle anything.

Reviews & Testimonials From Our Customers

Listen to Annie and Roberta's testimonial about how Island Reverse Mortgage helped them stay in their homes.

Frequently Asked Questions (FAQs)

Contact Us

  • Smart Money Office - 1600 Kapiolani Blvd Suite 633 Honolulu, HI 96814
  • (808) 447-1850
  • Directions to our office: From Ala Moana -
  • From Aloha Stadium -